19 July 2019

Ghana’s fintech expressPay has launched Visa on mobile, which means the electronic payment service will enable people and businesses to make and accept digital payments more conveniently by using a merchant QR code to make a payment. 

Furthermore, the service is interoperable with other bank apps and USSD short codes. ExpressPay launched the service at the latest Accra Goods Market festival where merchants received digital payments via the new innovative feature. 

 “This service will accelerate digital commerce and combat some of the challenges small and micro merchants in Ghana face using traditional point of sale systems, including the cost of installation and requirement for electricity and internet connectivity,” said Curtis Vanderpuije, chief executive officer at expressPay, “This service will accelerate digital commerce and combat some of the challenges small and micro merchants in Ghana face using traditional point of sale systems, including the cost of installation and requirement for electricity and internet connectivity. It provides merchants with a low-cost and convenient way to receive payments from multiple sources, including debit cards and mobile money wallets. We have ensured that merchants can seamlessly sign-up for the service and receive all the required approvals immediately when we receive their requests.” 

Adoma Peprah, country manager at Visa Ghana added: “We continually seek strategic collaborations with local partners who share our vision of simplifying digital payments so that more Ghanaians can be included in the payments ecosystem. This partnership with expressPay delivers on that objective, as it will help to include more people and businesses in the formal financial system”.

Visa on mobile was launched in Ghana in late 2018. The service is also available to customers who use the mobile banking apps of CAL Bank, Zenith Bank, Ecobank, and GTBank.